Medallion Financial Corp. (MFIN)’s Financial Results Comparing With SLM Corporation (NASDAQ:SLM)

Medallion Financial Corp. (NASDAQ:MFIN) and SLM Corporation (NASDAQ:SLM) compete against each other in the Credit Services sector. We will contrast them and contrast their analyst recommendations, institutional ownership, profitability, risk, dividends, earnings and valuation.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Medallion Financial Corp. 91.08M 1.52 30.87M -1.98 0.00
SLM Corporation 1.12B 4.40 471.84M 0.74 12.83

Table 1 shows top-line revenue, earnings per share (EPS) and valuation of the two companies.

Profitability

Table 2 represents Medallion Financial Corp. (NASDAQ:MFIN) and SLM Corporation (NASDAQ:SLM)’s return on equity, net margins and return on assets.

Net Margins Return on Equity Return on Assets
Medallion Financial Corp. -33.89% -11.5% -2.8%
SLM Corporation 42.13% 16.5% 1.6%

Risk and Volatility

A 1.52 beta means Medallion Financial Corp.’s volatility is 52.00% more than Standard and Poor’s 500’s volatility. From a competition point of view, SLM Corporation has a 1.21 beta which is 21.00% more volatile compared to Standard and Poor’s 500.

Dividends

On the other side SLM Corporation pays an annual dividend of $0.15 per share. It’s dividend yield is 1.35%. Medallion Financial Corp. does not pay a dividend.

Analyst Ratings

In next table is given Medallion Financial Corp. and SLM Corporation’s ratings and recommendations.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Medallion Financial Corp. 0 0 0 0.00
SLM Corporation 0 0 1 3.00

Meanwhile, SLM Corporation’s average target price is $13, while its potential upside is 15.25%.

Institutional & Insider Ownership

Institutional investors held 22.8% of Medallion Financial Corp. shares and 0% of SLM Corporation shares. Medallion Financial Corp.’s share held by insiders are 0.1%. Competitively, insiders own roughly 0.2% of SLM Corporation’s shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Medallion Financial Corp. -3.51% -18.04% -5.56% 2.3% 106.07% 63.46%
SLM Corporation -8.08% -9.06% -19.73% -21.2% -18.55% -16.46%

For the past year Medallion Financial Corp. has 63.46% stronger performance while SLM Corporation has -16.46% weaker performance.

Summary

On 11 of the 12 factors SLM Corporation beats Medallion Financial Corp.

Medallion Financial Corp., through with its subsidiaries, operates as a specialty finance company in the United States. It originates, acquires, and services loans that finance taxicab medallions and various types of commercial businesses. The company offers consumer loans for the purchase of recreational vehicles, boats, motorcycles, and trailers, as well as to finance small scale home improvements; and commercial loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business. It also provides secured mezzanine loans to businesses in various industries, including manufacturing, and various service providers; and asset based loans. In addition, the company offers other secured commercial loans to various businesses comprising retail trade and various service providers; and other debt, mezzanine, and equity investment capital to companies in various industries. Further, it raises deposits and conducts other banking activities. Medallion Financial Corp. was founded in 1995 and is headquartered in New York, New York.

SLM Corporation, together with its subsidiaries, operates as a saving, planning, and paying for college company in the United States. It offers private education loans to students and their families. The company also provides banking products, such as certificates of deposits, money market deposit accounts, and high yield savings accounts; and a consumer savings network that offers financial rewards on everyday purchases to help families save for college. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.