Envestnet Inc. (ENV)’s Financial Results Comparing With Cass Information Systems Inc. (NASDAQ:CASS)

Envestnet Inc. (NYSE:ENV) and Cass Information Systems Inc. (NASDAQ:CASS), both competing one another are Business Services companies. We will compare their dividends, analyst recommendations, profitability, risk, earnings and valuation, institutional ownership.

Earnings & Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Envestnet Inc. 785.15M 3.28 23.18M 0.83 62.64
Cass Information Systems Inc. 148.27M 5.26 30.27M 2.03 26.56

We can see in table 1 the earnings per share, top-line revenue and valuation of Envestnet Inc. and Cass Information Systems Inc. Cass Information Systems Inc. is observed to has lower revenue, but higher earnings than Envestnet Inc. Currently more expensive of the two stocks is the company with a higher P/E ratio. Envestnet Inc. is trading at a higher P/E ratio than Cass Information Systems Inc., indicating that it is currently more expensive of the two stocks.

Profitability

Table 2 provides us Envestnet Inc. and Cass Information Systems Inc.’s net margins, return on assets and return on equity.

Net Margins Return on Equity Return on Assets
Envestnet Inc. 2.95% 4.9% 2.2%
Cass Information Systems Inc. 20.42% 12.6% 1.7%

Risk & Volatility

Envestnet Inc. is 88.00% more volatile than Standard and Poor’s 500 because the stock has a beta of 1.88. From a competition point of view, Cass Information Systems Inc. has a 0.84 beta which is 16.00% less volatile compared to Standard and Poor’s 500.

Dividends

Meanwhile, Cass Information Systems Inc.’s annual dividend is $0.9 per share and it also boasts of a 1.71% dividend yield. Envestnet Inc. does not offer a dividend.

Analyst Ratings

Ratings and Recommendations for Envestnet Inc. and Cass Information Systems Inc. can be find in next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Envestnet Inc. 0 0 5 3.00
Cass Information Systems Inc. 0 0 0 0.00

The upside potential is 13.15% for Envestnet Inc. with average target price of $63.67.

Insider & Institutional Ownership

Roughly 0% of Envestnet Inc. shares are owned by institutional investors while 64.1% of Cass Information Systems Inc. are owned by institutional investors. Insiders owned 4.1% of Envestnet Inc. shares. Insiders Comparatively, owned 2.5% of Cass Information Systems Inc. shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Envestnet Inc. -5.42% -2.12% -17.9% -8.93% 4.09% 3.67%
Cass Information Systems Inc. -18.16% -4.46% -6.89% -0.39% 4.44% 11.36%

For the past year Envestnet Inc. was less bullish than Cass Information Systems Inc.

Summary

Cass Information Systems Inc. beats Envestnet Inc. on 9 of the 15 factors.

Envestnet, Inc., together with its subsidiaries, provides financial and wealth management software and services in the United States and internationally. It operates through Envestnet and Envestnet | Yodlee business segments. The companyÂ’s product and services suites include Envestnet | Enterprise, which provides an end-to-end open architecture wealth management platform, and sells data aggregation and reporting, data analytics, and digital advice capabilities; Envestnet | Tamarac that provides a portfolio of accounting, rebalancing, trading, performance reporting, and client relationship management software, primarily to high-end registered investment advisers; Envestnet | Retirement Solutions (ERS), which offers a suite of services for advisor-sold retirement plans; and Envestnet | PMC (Portfolio Management Consultants) that provides research due diligence and consulting services to assist advisors in creating investment solutions for their clients, and patented portfolio overlay and tax optimization services. The company also provides Envestnet | Yodlee data aggregation and data analytics platform, which offers cloud-based innovation for digital financial services. Envestnet, Inc. serves banks, wealth management and brokerage firms, Internet services companies, and other financial institutions. The company was founded in 1999 and is headquartered in Chicago, Illinois.

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The companyÂ’s services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays energy invoices, including electricity, gas, waste, and other facility related expenses; and provides telecommunications expense management solutions comprising bill processing, audit, and payment services for telephone, data line, wireless, and communication equipment expenses. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of commercial banking services, such as checking, savings, and time deposit accounts; commercial and commercial real estate loans; and other cash management services to privately owned businesses, and churches and church-related ministries. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and additional leased facilities in Fenton, Missouri, Santa Ana, California, and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.