Comparison of Kinsale Capital Group Inc. (KNSL) and The Hanover Insurance Group Inc. (NYSE:THG)

This is a contrast between Kinsale Capital Group Inc. (NASDAQ:KNSL) and The Hanover Insurance Group Inc. (NYSE:THG) based on their analyst recommendations, institutional ownership, profitability, risk, dividends, earnings and valuation. The two companies are Property & Casualty Insurance and they also compete with each other.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Kinsale Capital Group Inc. 215.95M 5.87 35.26M 1.72 35.16
The Hanover Insurance Group Inc. 4.49B 1.11 239.00M 7.56 14.67

Table 1 highlights Kinsale Capital Group Inc. and The Hanover Insurance Group Inc.’s gross revenue, earnings per share (EPS) and valuation. The Hanover Insurance Group Inc. has higher revenue and earnings than Kinsale Capital Group Inc. The business with a higher price-to-earnings ratio is currently more expensive of the two stocks. Kinsale Capital Group Inc.’s current price-to-earnings ratio is higher than that of The Hanover Insurance Group Inc., which means that it is the expensive of the two.

Profitability

Table 2 shows Kinsale Capital Group Inc. and The Hanover Insurance Group Inc.’s return on equity, net margins and return on assets.

Net Margins Return on Equity Return on Assets
Kinsale Capital Group Inc. 16.33% 14.3% 4.9%
The Hanover Insurance Group Inc. 5.32% 11.3% 2.2%

Dividends

Kinsale Capital Group Inc. pays out $0.27 per share annually while its annual dividend yield is 0.46%. The Hanover Insurance Group Inc. has an annual dividend pay of $2.22 per share while its annual dividend yield is 1.88%.

Analyst Recommendations

Kinsale Capital Group Inc. and The Hanover Insurance Group Inc. Ratings and Recommendations are available in the next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Kinsale Capital Group Inc. 0 0 0 0.00
The Hanover Insurance Group Inc. 0 0 1 3.00

Competitively the average target price of The Hanover Insurance Group Inc. is $133, which is potential 12.62% upside.

Insider and Institutional Ownership

Kinsale Capital Group Inc. and The Hanover Insurance Group Inc. has shares held by institutional investors as follows: 85.8% and 87.8%. Insiders held roughly 1.7% of Kinsale Capital Group Inc.’s shares. Comparatively, The Hanover Insurance Group Inc. has 0.2% of it’s share held by insiders.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Kinsale Capital Group Inc. -3.02% -1.49% 0.72% 10.01% 42.02% 34.07%
The Hanover Insurance Group Inc. -3.28% -0.99% -7.25% -8.84% 5.7% 2.66%

For the past year Kinsale Capital Group Inc. has stronger performance than The Hanover Insurance Group Inc.

Kinsale Capital Group, Inc. provides as a casualty and property insurance products in the United States. Its commercial lines offerings include construction, small business, excess casualty, general casualty, energy, professional liability, life sciences, product liability, allied health, health care, commercial property, management liability, environmental, inland marine, public entity, and commercial insurance, as well as homeowners insurance. The company markets and sells insurance products through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is based in Richmond, Virginia.

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States and internationally. It operates through four segments: Commercial Lines, Personal Lines, Chaucer, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, specialty property, inland marine, management and professional liability, and surety, as well as monoline general liability, umbrella, healthcare, and miscellaneous commercial property insurance products. The Personal Lines segment provides personal automobile and homeowners coverages, as well as other personal coverages, including personal inland marine, umbrella, fire, personal watercraft, earthquake, and other miscellaneous coverages. The Chaucer segment offers marine and aviation, property, energy, international liability, specialist coverages, and syndicate participations. The Other segment markets investment management and advisory services to institutions, pension funds, and other organizations. The company markets its products and services through a network of independent agents and brokers. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.