Comparison of Ameris Bancorp (ABCB) and Carolina Trust BancShares Inc. (NASDAQ:CART)

Ameris Bancorp (NASDAQ:ABCB) and Carolina Trust BancShares Inc. (NASDAQ:CART), are influenced by compare since they are both players in the Regional – Mid-Atlantic Banks. These factors are particularly influence the dividends, analyst recommendations, profitability, risk, earnings and valuation, institutional ownership of the two firms.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Ameris Bancorp 444.10M 4.14 121.03M 2.41 15.23
Carolina Trust BancShares Inc. 17.32M 4.65 2.95M 0.45 16.91

Table 1 highlights Ameris Bancorp and Carolina Trust BancShares Inc.’s top-line revenue, earnings per share (EPS) and valuation. Carolina Trust BancShares Inc. appears to has lower revenue and earnings than Ameris Bancorp. Company that presently has a lower P/E ratio means that it is the more affordable of the two businesses. Ameris Bancorp is thus presently the affordable of the two stocks because it has a lower P/E ratio.

Profitability

Table 2 has Ameris Bancorp and Carolina Trust BancShares Inc.’s net margins, return on assets and return on equity.

Net Margins Return on Equity Return on Assets
Ameris Bancorp 27.25% 7.8% 0.9%
Carolina Trust BancShares Inc. 17.03% 4.2% 0.4%

Risk & Volatility

A 1.17 beta indicates that Ameris Bancorp is 17.00% more volatile compared to S&P 500. Carolina Trust BancShares Inc.’s 0.34 beta is the reason why it is 66.00% less volatile than S&P 500.

Dividends

Ameris Bancorp pays out a $0.4 per share dividend on a yearly basis and it also offers 1.03% dividend yield. No dividend is paid out by Carolina Trust BancShares Inc.

Analyst Ratings

The table shown features the ratings and recommendations for Ameris Bancorp and Carolina Trust BancShares Inc.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Ameris Bancorp 0 0 2 3.00
Carolina Trust BancShares Inc. 0 0 0 0.00

$48 is Ameris Bancorp’s consensus target price while its potential upside is 23.14%.

Institutional & Insider Ownership

The shares of both Ameris Bancorp and Carolina Trust BancShares Inc. are owned by institutional investors at 86.1% and 37.2% respectively. Ameris Bancorp’s share owned by insiders are 0.7%. Competitively, Carolina Trust BancShares Inc. has 0.5% of it’s share owned by insiders.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Ameris Bancorp -14.31% -16.36% -24.41% -36.51% -22.9% -23.86%
Carolina Trust BancShares Inc. -1.81% -7.76% -5.93% -6.45% -7.2% -20.31%

For the past year Ameris Bancorp’s stock price has bigger decline than Carolina Trust BancShares Inc.

Summary

Ameris Bancorp beats on 11 of the 14 factors Carolina Trust BancShares Inc.

Ameris Bancorp operates as the holding company for Ameris Bank that provides banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, and South Carolina. The company operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and SBA Division. It offers commercial and retail checking accounts, regular interest-bearing savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; and consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. It operates 97 domestic banking offices and 11 mortgage production offices. Ameris Bancorp was founded in 1971 and is headquartered in Moultrie, Georgia.