Carolina Trust BancShares Inc. (CART)’s Financial Results Comparing With Peoples Bancorp of North Carolina Inc. (NASDAQ:PEBK)

Carolina Trust BancShares Inc. (NASDAQ:CART) and Peoples Bancorp of North Carolina Inc. (NASDAQ:PEBK) compete with each other in the Regional – Mid-Atlantic Banks sector. We will analyze and contrast their dividends, analyst recommendations, profitability, risk, earnings and valuation, institutional ownership.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Carolina Trust BancShares Inc. 17.32M 4.65 2.95M 0.45 16.91
Peoples Bancorp of North Carolina Inc. 58.58M 2.80 13.38M 2.09 13.33

Table 1 demonstrates Carolina Trust BancShares Inc. and Peoples Bancorp of North Carolina Inc.’s gross revenue, earnings per share (EPS) and valuation. Peoples Bancorp of North Carolina Inc. has higher revenue and earnings than Carolina Trust BancShares Inc. When business has higher price-to-earnings means it is more expensive than its counterpart currently. Carolina Trust BancShares Inc. has been trading at a higher price-to-earnings ratio than Peoples Bancorp of North Carolina Inc., which means that it is at the moment the more expensive of the two companies.

Profitability

Table 2 provides the return on assets, return on equity and net margins of the two firms.

Net Margins Return on Equity Return on Assets
Carolina Trust BancShares Inc. 17.03% 4.2% 0.4%
Peoples Bancorp of North Carolina Inc. 22.84% 10.2% 1.1%

Risk & Volatility

A 0.34 beta indicates that Carolina Trust BancShares Inc. is 66.00% less volatile compared to Standard & Poor’s 500. Competitively, Peoples Bancorp of North Carolina Inc. is 58.00% less volatile than Standard & Poor’s 500, because of the 0.42 beta.

Dividends

Peoples Bancorp of North Carolina Inc. offers an annual dividend of $0.52 per share, bundled with 1.87% dividend yield. No dividend is paid out by Carolina Trust BancShares Inc.

Insider and Institutional Ownership

Carolina Trust BancShares Inc. and Peoples Bancorp of North Carolina Inc. has shares owned by institutional investors as follows: 37.2% and 33.7%. Carolina Trust BancShares Inc.’s share owned by insiders are 0.5%. On the other hand, insiders owned about 4.7% of Peoples Bancorp of North Carolina Inc.’s shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Carolina Trust BancShares Inc. -1.81% -7.76% -5.93% -6.45% -7.2% -20.31%
Peoples Bancorp of North Carolina Inc. -2.35% -1.94% -7.49% -13.64% -12.44% -9.42%

For the past year Peoples Bancorp of North Carolina Inc. has weaker performance than Carolina Trust BancShares Inc.

Summary

Peoples Bancorp of North Carolina Inc. beats Carolina Trust BancShares Inc. on 11 of the 13 factors.